Master Your Money in less than 30 minutes!

#personalfinances #money #smartbanking

  • Separate Business and Personal Finances and be ready before tax time comes.  
  • Discover How Much Your Life Costs and take control of your spending habits.  
  • Adopt a Smart Savings System used by millionaires around the world.

Video #1 - Overview

In this video I explain the basic overview and show you how our example client, Billy, has completed the worksheet and how his results look at the end.

Be sure to complete the Red Tab at the bottom of the worksheet when you begin to fill in your personal figures.

Video #2 - The Calculator

In this video I show you how to use the calculator at the top of the worksheet with a few easy to grasp examples.

Use the calculator at the top to work out how much each of your expenses work out to on a per week amount. 

Only type your figues into the grey 'weekly' boxes. All of the formulas are built from them. Do not type anything into the white boxes.

Video #3 - Your Results

In this video you will learn some of the life changing features of this worksheet.

You will discover:

  • How much your life costs
  • Your passive income target
  • Your Money Mastery Score
  • Your 5 hour work week hourly rate
  • And much more!

Video #4 - Conclusion

In this video we cover:

  • The top mistakes people make when doin this worksheet
  • Why you should guess and do it as fast as possible
  • Why there are NO business expenses in this worksheet
  • How to get elp
  • The basics of 'The Money Game'

What to do next:

We run regular webinars in which we cover more details about this workheet, plus much more.

Register for he next webinar by clicking below. We use Zoom and the weinar runs for 60 minutes.

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FOUNDER: Stacy N Henderson

POVAR offers a series of transformational products and a community of entrepreneurs addressing the big issues in mental health, social disparity and the environment.

If you're ready to take the leap and build a lifestyle business that serves, scales, and stands proud, then POVAR has excatly what you need.

What We Stand For

The time has come for an honest and simple system to enable good people to do good things with their lives. 


  • We love to set people free from the drudgery of the rat race and help them fulfil their life purpose with passion and pride.
  • We love to help you build an honest business that inspires your audience to join your tribe and mission. 
  • We love to see you take inspired action and lead a cause for good in the areas that you are most passionate about.


  • Manupulative sales processes that coerce you into buying overpriced products that don't deliver.
  • Network marketing schemes that promise the world while their horid statistics are kept secret.
  • Pop-up-gurus in persuit of profile and profit over the needs of their clients and comminity.

If you have a passion to make a difference in mental health, social disparity or environmental issues, then we have the training and tribe for you.

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The 3 Night Life Design Retreat is ideal if you are aspiring to start your own business or redesign the direction of your life.


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  • Increase your income & make a positive difference. 
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This is not financial advice

This excel sheet (and corresponding events) is intended to be a simple tool that enables you to get a fresh look at where you spend your money. It in no way makes any suggestions as to here you should spend your money and does not offer any financial advice whatsoever.

We are not financial advisors

Before doing anything with your money, you should always seek qualified professional advice from someone you trust. Stacy and POVAR are not qualified to advise you on your finances. You will be required waive your rights before working with us.